Sunday, April 1, 2012

obamacare

i am fully aware that this post might shock some of my friends. but don't worry, i have not become a liberal. i'm just trying to make sense of what i see. i found out about something and i've got some questions. not many. so, make yourself comfortable, take a deep breath, and make sure you have a refreshing drink handy.


i used to think that obamacare was an introduction of the sort of government (i.e. mandatory federal tax) funded social healthcare system we here in eastern europe long to get rid of and don't seem to be able to. now let me make something clear. in this system, employees only get 55% of what their employers spend on them. the remaining 45% goes to their health insurance and retirement plan (so if your employer can afford spending, say, $24,000/year on you, you'd only see $13,200 of it (minus income tax) - the other $10,800 goes to your healthcare and retirement.) this is mandatory and goes to the government. if you are self-employed, there is a flat health tax, currently in the equivalent of more-less $300/month, which you must pay, whether you make any money or not. this health insurance covers basic healthcare plus most specialist and a lot of hospital care, but not all of it. you have a very limited choice of quality, since most good doctors, especially dentists and other specialists, choose private practice where they can charge much more than they'd get paid by the government, and which offers much better working environment. so if you want to see a good doctor who really knows what he or she is doing, or an expert therapist, you have to pay cash. this is not covered by your government health insurance and you don't get a refund. you can sign a contract with a private clinic or get private health coverage, but neither relieves you from being "health taxed" by the government. this "socialist" system gives almost everyone (including those registered as unemployed, but not those working on commission contracts!) access to poor healthcare. good healthcare is available to those who still have enough left after their "health tax", i.e. the above-average income crowd.


so this is what i thought obamacare mandated. everyone to get under government health insurance. that would be putting her on the fast track to doom. i know some of you'll probably say she's already there, but trust me, she's still got a way to go. anyway. what i found out, just recently, is that the mandate is to get under ANY insurance. private or government. the argument for it being that the people who choose not to get insurance end up needing medical attention sooner or later, and when they do, you're not gonna just let them die, right? and somebody has to pay for the healthcare they receive? so who pays for it? because they sure don't. so who? the clinics and hospitals who accept them? the state budget? the federal budget? hey, in that case why get insurance at all when somebody else'll pay for me in the end if i don't? the way i see it - and correct me if i'm wrong - this bill, among other things, forces everyone to take responsibility for their own medical bills. what's unrepublican about that? i mean, i can see how it'd scare the conservative mind to be told by the government to do anything at all. but maybe forcing people to be responsible isn't so bad? after all, it isn't very republican to burden public budget with irresponsible people's medical bills. this needs to be solved, either way. if you don't like it, do you have another solution? are there any alternative ideas from the conservative side, or contest alone? 


i know there is much more to this bill, but this is what i understand as the main controversy. please do correct me if i'm wrong. also, i hope someone out there can tell me that the GOP isn't just blocking everything the dems come up with, but that there are alternative ideas and actual debate. the u.s. constitution would never have been written if everyone just kept contesting each other's input...


oh, and here are a few helpful figures, some of them a bit disturbing: 
http://www.reuters.com/article/2012/03/27/us-usa-court-healthcare-idUSBRE82P03K20120327


i totally forgot to write about auntie. i'll try to remember to do it soon. hopefully, i still remember what i wanted to say...

2 comments:

  1. Stas, I think the last paragraph is a good analysis of American politics. The country is very polarized, it is almost a cult like worship. Obama -evil, no matter what he does (like killing Bin Laden, which he didn't, the Navy Seals did) and Reagan being a Saint, (yes he did raised taxes 8! times, but it does't matter, he had no choice). The bias is from both sides, Reagan a Hollywood type who will charm the masses but work only for the rich. Obama, the messiah, will carry your burden and fight for the oppressed ! I see young people being so sick of politics, and I don't think anything will be resolved. it is a mess. the masses do not think, they follow. Vira (a moderate conservative)

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  2. the masses always have (see if you can find a book on that by a spanish author named jose ortega y gasset. amazint insight in the 1930s). that's on of the problems of today's democracy.

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